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Sunday, November 25, 2018

Youtube as a Career in 2019 | Good or Bad | Pros & Corns | Growth Earnings & Scope



Youtube as a Career in 2019 | its future Good or Bad | Pros & Corns | Growth Earnings & Scope
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Ancient Discovery: Archaeologists unveil new findins in Egypt



Treasures of an ancient Egyptian tomb have been uncovered for the first time since the kingdom was at the peak of its power. Inside are insights into another time, and the afterlife they were prepared for. Liz Maddock has the story.
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The Right Way to Choose Your Facebook Ads Target Audience




How I Make $3,000 a Day Online: http://track.aversity.me/start Ad targeting on Facebook ads platform isn't the most straightforward targeting in the world, so in order to make your Facebook ads work, you need to take some extra steps to ensure you're targeting the right audience. In this video, I'll explain how I choose my Facebook ads target audience and how can you do the same. Click here to learn how I make $3,000 a day online: http://track.aversity.me/start Don't forget to like this video, share it with your friends and subscribe to my YouTube channel for daily videos like this.
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How to Flatten Your Belly in 10 Days



Naturopathic doctor Kellyann Petrucci explains what’s behind your belly fat and how you can trim and tighten your waistline in just 10 days. Find out which foods to avoid and the secret weapon to burning fat.
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Baked Oats Meal || Recipe



This Blackberry Oatmeal is a delicious way to absorb the fibrous nutrients of blackberries and endless healthy properties of oatmeal in an aromatic and crunchy baked delight!
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Tech Talks #669 - 6T Giveaway, Xiaomi Earphones, Redmi Note 6 Pro Sales, Facebook Digital Training



Namaskaar Dosto, Tech Talks ke is Episode mein maine aapse kuch interesting Tech News Share ki hai jaise Xiaomi Bluetooth Earphones, Lenovo Triple Camera Phone, Samsung White Note 9, Realme U1 Specs Leak, Brighter LEDs, Self Driving Bus and Taxi, Redmi Note 6 Pro Sales, Facebook Digital Training, OnePlus 6T Giveaway Results aur bahut kuch. Mujhe umeed hai ki yeh video aapko pasand aayega.
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Finance Minister Asad Umar PTI Without Protocol & Security - PTI Imran Khan Govt News



Finance Minister Asad Umar PTI Without Protocol & Security - PTI Imran Khan Govt News . . . . . .
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Saturday, November 24, 2018

Create Facebook Fan Page With 5000 Likes In 24 Hours In Urdu hindi


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Earn $40 Per Video From Facebook / Make Money on Facebook || Easy Method in urdu




Earn $40 Per Video From Facebook / Make Money on Facebook || Easy Method in urdu Make Facebook Page With 5k likes


https://www.tagsyoutube.com/home
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Railway Minister Sheikh Rasheed Press Conference Today - PTI Imran Khan Govt News



Railway Minister Sheikh Rasheed Press Conference Today - PTI Imran Khan Govt News. . Will not tolerate politics in railways: Sheikh Rasheed. Railway Minister Sheikh Rasheed Ahmad has said no political decision will be taken in railways now and jobs will be given to people on merit. He said this while addressing a press conference on Saturday. He held that it was beyond his capacity to demolish 10 to 12 thousands homes constructed on railway land, however, he will support KMC against encroachments. Railway land was encroached upon in Karachi due to politics, he added. While speaking about jobs in Railway, he said that the youth should come forward in Railway and jobs now will be given to people on merit. He underlined that over five thousands homes are constructed on Railway track, however, the additional goods will be removed from premises of railway tracks till December 30. Most of the Railway track from Peshawar to Landi Kotal was swept away in flood and we will work on it. Railway hospital, college and schools will be built in collaboration with private sector, he remarked. .
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Tabdeeli in Pakistan | Bhiad | 24 November 2018 | Express News



Tabdeeli in Pakistan | Bhiad | 24 November 2018 | Express News All the latest happening in Pakistani Politics, Elections and breaking news at one place. Top Notch program such as To The Point, Kal Tak, Express Expert and Woh Kya Hay are aired on Express News. Tabdeeli in Pakistan | Bhiad | 24 November 2018 | Express News Subscribe Express News for latest news and updates, the best talk shows and lifestyle programs and constant a live news feed. Its affiliates include Express News, Express Entertainment, Express Tribune, Daily Express and is owned by The Express Media Group.
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News Coming

News
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PTA New Update Mobile Verfication || 31 December Last Date



Hi frndzz in this video PTA New Update Mobile Verfication || 31 December Last Date APP link::http://bit.ly/2IMnYuK

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5-Minute Thigh-Slimming Workout


Tone your thighs in just minutes! Celebrity personal trainer, Joel Harper, has designed a thigh workout just for you. Get in shape faster than ever before and without joining a gym.
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7-Minute Morning Workout



Need a morning boost? Start the coffee brewer and give yourself seven minutes for a total-body workout. Celebrity fitness trainer Tracy Anderson shows you how with moves like the kick-across lunge, crab roll, and Spider-Man side step.
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Understanding Policy: Accidental Clicks



Hello publishers! Today John will be discussing our Accidental Clicks policy. This is something many of our publishers suffer from and it results in deductions for the accidental clicks. By understanding what causes users to click accidentally on ads, you'll be able to minimize the occurrence of this happening and have more accurate reporting information and a better user experience. You can learn further information and check out examples in our Help Center: https://support.google.com/adsense/an... Make sure to leave your questions and requests for future videos in the comment section below and subscribe for upcoming videos!
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Understanding Policy: Dangerous or Derogatory content



Hello publishers! Today John will be discussing our Dangerous or Derogatory content policy. We don't permit monetization of any such content so it's important to understand what is included under this title. You can learn further information and check out examples in our Help Center: https://support.google.com/adsense/an... Make sure to leave your questions and requests for future videos in the comment section below and subscribe for upcoming videos!
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Understanding Policy: Copyright Infringement



Hello publishers! Today John will be discussing our Copyright Infringement policy. This is a really important video to understand what is and is not, monetizable under copyright law. You can learn further information and check out examples in our Help Center: https://support.google.com/adsense/an... Make sure to leave your questions and requests for future videos in the comment section below and subscribe for upcoming videos!
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Understanding Policy: User Generated Content



Hello publishers! Today John will be discussing our User Generated Content policy. You can learn further information and check out examples in our Help Center: https://support.google.com/adsense/an... Make sure to leave your questions and requests for future videos in the comment section below and subscribe for upcoming videos!
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Friday, November 23, 2018

Google Adsense , Payment Delay February 2019 ! For Youtube , Bloggers & Admob



check out more posts below
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Amazing Website Secet Website in World || Must Try



Hi Frndzz in This Video Amazing Website Secet Website in World || Must Try APP.Link:::https://www.deepinfogate.com/down-link/

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'm not a Robot | What is CAPTCHA or reCAPTCHA ? | How Does CAPTCHA Works in HINDI



Hey Guys, In this video i'll explain you what is CAPTCHA & How reCAPTCHAs work & Why even we a need Captcha on World Wide Web. How Google reCAPTCHA: I'm not a robot works ? Why we have to fill captcha on each online web forms using check boxes. What is the history of this Captcha: Completely Automated Public Turing test to tell Computers and Humans Apart. reCAPTCHA: Easy on Humans, Hard on Bots, Google No Captcha Benefits. You'll get to know the working of Captcha in Hindi, Benefits of Captcha on Internet. When you surf internet you'll find checkboxes like: “I’m not a robot?” In this video, I'll explain you how these check-boxes, No CAPTCHA reCAPTCHAs works and why even they exist, How it secures Websites, Blogs, WordPress sites. Google Privacy Issue: https://www.youtube.com/watch?v=PA07H...Redeem Coupons Here: https://www.fast2sms.com/sidtalk Queries Solved: 1) What is Captcha or reCaptcha in Hindi 2) Working of CAPTCHA on websites 3) History of these check boxes called: Captcha 4) How IRCTC website is prevented using NLP Captcha 5) Different types of Captcha: Facebook, Google, NLP, etc. 6) Why we should use Captcha on our Websites, Blogs, WordPress sites 7) reCAPTCHA v3: The new way to stop bots 8) How these Captcha works to prevent Robots, Bots online with practical example Social Links: [FOLLOW] Facebook: https://fb.com/SidTalk/Twitter: https://twitter.com/Sid_TalkInstagram: https://instagram.com/Sid_Talk/Google+: https://google.com/+SidTalk
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Best Online Music Player For Android Users 2018 || By Prince Tv



https://www.princetvtech.com/2018/11/music-bollywood-songs-games-apk-free.html
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FAQ | Chor Phone Company & Unki Manmani | Bloatware in Android Phones



LEARN HACKING WITH MY COURSES Buy with your Debit/Credit/Netbanking (For Beginners - 14 Days Video Course) Quick Hack Hacking Course: http://imojo.in/681ivb (Best Hacking Course After Quick Hack) Tech Master Hacking Course: http://imojo.in/9srl0c Quick Hack: 299 Rs Tech Master: 299 Rs Or (Ya fir) Buy Hacking Courses With Paytm: http://technicalsagar.in/paytm/
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Monday, November 12, 2018

Bitcoin Wallets - All Aspects Explained

BITCOIN STORAGE
Bitcoin is a famous digital currency and it is unlike the physical or traditional currencies used across the globe. This is a completely different type of currency because it doesn't exist in any physical form or shape in the world. They are basically stored technically and used in the internet world. If you want to use bitcoin, it is necessary to have a bitcoin wallet.
What is a bitcoin wallet?
Generally, a wallet for Bitcoin is a software program where bitcoins are safely stored. A wallet is similar to a virtual bank account and allow the person to send or receive bitcoins and save the bitcoins. Those people who use bitcoin and have balance, they receive a private key or secret number for every bitcoin address which is saved in the bitcoin wallet. Without the private key a bitcoin transaction is not possible. You can use your Bitcoin wallet from anywhere in the world.
The main reason behind obtaining a bitcoin storage wallet is to use bitcoin easily and safely. It is a digital wallet that can run easily on your smart phone and computer devices. If you are concerned with hacking, then it is the best option because it gives full security and safety of your bitcoin.
Different forms of a bitcoin wallet
There are several different forms of a bitcoin wallet and each of them are used as per their requirements.
The four main types of a bitcoin wallet are as mentioned as below:
• Mobile
Those who are using bitcoins on a daily basis, such as regularly trading, buying goods and more daily activities, for them Mobile BTC wallet is a great option. It is an app which runs on your smart phone. This will store your private keys and allow you to pay for things or use crypto-coin from your phone easily from any place of the world.
• Web
Web wallets allow you to use bitcoins from anywhere easily and on any mobile or web browser. Remember, you must choose your web wallet carefully because it stores your private key online and it can be risky sometimes.
• Desktop
Desktop wallets are downloaded and installed on your computer or desktop and offer you the complete control over the wallet. You can store a private key and create a crypto coin account address for sending and receiving the bitcoins.
• Hardware
Hardware wallets are offline devices and are the most secure bitcoin wallet. They store your private keys offline so they can't be hacked. This means you can use whenever you want on your computer.
Your coins are completely safe because your bitcoin wallet can only be controlled by you. No other person, unless you share the password can get the details about your bitcoin. Therefore, use bitcoins without the concern of any theft.
Bitcoin wallets are for storage and this is very crucial as on it only the entire amount of Bitcoins are dependent. http://www.cryptobarqat.com explains everything about safety and security the best possible way and very accurately inn the most recent times or in the real time.
http://www.cryptobarqat.com covers up everything that is missing elsewhere and that too upto the top mark.


Article Source: http://EzineArticles.com/9959294
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Is Bitcoin Safe?

It is reported that the Bitcoin is rolling into forbidden grounds as it creates a spate of controversy among the "high" society and savvy digital investors. These digital marketers try to gain their share of the billion-dollar-a-day digital pie while corporate society seeks to curtail the spiral hike in the value of what seems to be a "monetary menace". Some who strive on exploiting the poor and vulnerable are not having this as they try to inoculate the masses in an attempt to put down this growing "digital monster."
These seemingly corporate crooks continue to put a choke-hold on how the less fortunate spend their money as they try to build financial cartels worldwide but thanks to digital technology, Bitcoins have revolutionized money control in the 21st!
The Cons
Despite the growth of digital currencies such as Bitcoins, it would be remiss of me to not disclose the cons of these virtual currencies. Due to the fact that their digital footprints are encrypted, they cannot be traced online. Although one has the pleasure of privacy and security when trading, it provides another gateway to hide and conduct illicit transactions.
When this happens, drug dealers, terrorist and other suspected culprits, will continue to conduct their illicit trade without detection when using Bitcoins.
The Pros
However, amidst the monetary mayhem, Bitcoins offer anyone tremendous investment opportunities and growth potential. No one controls virtual currency as it can be accessed by the public in cyberspace and the value continues to appreciate while the society stumbles on the debris of inflation.
An ordinary man on the streets can buy, save, trade, invest and increase his chances of becoming financially successful without the interference of government restrictions, controls, and fiduciary regulations, hence spiral inflations become things of the past.
Many truly believe the number 1 problem in our society is establishing financial monopolies. When one corporation decides to control foreign exchange, gold, and fuel, it uses its power to dictate how money should be spent.
Regulations set by large and wealthy multi-corporations are only geared to add more wealth and power to their portfolio rather than benefiting borrowers who seek financial help. In addition, the ones at the top try to drain the swamp so others can depend on them while they can become more wealthy but they can't control digital currency!
The Brighter Side Of The Coin
Time has come to open the eyes of the world and that is what Bitcoin is all about. The ones who try to control the world is threatened by this Frankenstein but I doubt they can stop it or call the shots. Currently, 1 Bitcoin values $844099.07 Jamaican Dollar or $6895.80 US Dollar. The cost for 1 Bitcoin in 2009 was .05 USD!
Discover secret methods used by Russian Traders to grow their digital currencies as much as 10,000%. Read our blog to learn more Digital Currency Creates Anarchy


Article Source: http://EzineArticles.com/9880549
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Bitcoin - Yes or No? Should You Invest in Bitcoin?

Wondering if you should invest in Bitcoin? If you've been around any kid of financial news lately, you've no doubt heard about the meteoric rise in the world's most well-known cryptocurrency.
And if you're like a lot of people right about now, you're probably wondering, "Bitcoin - yes or no?"
Should you invest? Is it a good option? And what the heck is Bitcoin anyway?
Well here's a few things you should know about Bitcoin before you invest. Also note that this article is for information purposes only and should not be taken as any kind of financial advice.
What is Bitcoin?
Bitcoin is known as a cryptocurrency or a digital currency. It's basically online money. Like any currency you can exchange it for other currencies (like say, buy bitcoins with US dollars or vice versa) and it fluctuates in relation to other currencies as well.
Unlike other currencies however it is decentralized, meaning there isn't any one central bank, country or government in charge of it. And that means it's not as susceptible to government or central bank mismanagement.
Pros of Bitcoin
#1 Easy To Send Money
Because it's decentralized, this also means that you can send a friend Bitcoin (money) on the other side of the world in seconds without having to go through a bank intermediary (and pay the banking fees).
This fact alone makes Bitcoin very popular. Instead of waiting for a wire transfer which can take days, you can send your payment in seconds or minutes.
#2 Limited Supply
There are only 21 million Bitcoins that will ever be mined. This limits the amount of Bitcoin that can ever be produced. This is like saying a government cannot print money because there is a limited supply of bills - and they won't print anymore.
When there is a set supply your purchasing power is preserved and the currency is immune to runaway inflation.
This limited supply has also helped to contribute to the rise in the price of Bitcoin. People don't want a currency that can be printed - or inflated - into infinity at the whim of a greedy government.
#3 Private
Most people think that Bitcoin is completely anonymous. But actually it's not anonymous - it's more private. All Bitcoin transactions ever made can be seen on the Blockchain - the public Bitcoin ledger.
But your name and identifying details behind the transaction are not seen. Each transaction is linked to an address - a string of text and characters. So while people might see your address - there is no way to link that address to you.
A lot of people who don't like their banks spying on them (or telling them how much of their own money that they can or can't move), really like this privacy feature.
#4 Cheaper to Transact
Many businesses have to take Visa or MasterCard these days to stay competitive. However these cards take some rather substantial fees out of each sales transaction.
But a merchant who accepts Bitcoin doesn't pay these hefty fees - so it puts more money in their pockets.
So those are some of the main pros of Bitcoins. What about the cons?
Cons of Bitcoin
#1 Risky - Price Fluctuations
Bitcoin is famous for rising slowly over months - and then falling 20 - 50% over a couple of days.
Because it's being traded 24 hours a day 7 days a week, the price is always fluctuating. And all it takes it some bad news - like the news of the Mt Gox hack a few years ago - to send the price tumbling down.
So basically it's not stable - and there are a lot of unknowns out there that can affect the price. The rule here is this: don't put any money into Bitcoin that you can't afford to lose.
#2 Slowing Transaction Speeds
Bitcoin is starting to run into problems with slower transaction speeds and higher transaction fees. Other cryptocurrencies have come along that are faster and cheaper.
The Bitcoin miners are working on the problem. However until these issues are resolved, you can expect the price to be extremely volatile.
#3 Bitcoin Transactions Not Reversible
Unlike a credit card charge, Bitcoin transactions are not reversible. So if you send Bitcoin to the wrong address - you can't get it back.
Also, there are a lot of tales from people who have lost their Bitcoin wallet address (through hacking, phones being stolen, virus-infected computers, etc.) and they've completely lost their coins. There's no way to get them back.
For this reason, you really need to know what you're doing and take the time to research how to buy and store your coins properly if you want to invest in Bitcoins - or any other cryptocurrency.
So those are some of the things to consider before investing in Bitcoin. Basically while Bitcoin has a lot of great things going for it - and while it has the potential to change financial transactions as we know it - there is still a lot of risk. There are a lot of unknowns out there still.
If you do decide to buy, take your time and research your options. Don't buy from just any seller. Some of them are trustworthy and run a great business. But there are others that will overcharge you and may not even deliver your coins.
Be safe and do your research first. Find a trusted seller with a stellar reputation - there are quite a few of them out there. And remember the golden rule here - never invest more than you can afford to lose.
Want to learn more? Visit http://www.BuyBitcoin101.com for more tips on how to buy safely, where to buy and how to store your coins.
For a quick list of where to buy Bitcoins with your credit card visit http://www.buybitcoin101.com/buy-bitcoins-with-credit-card/


Article Source: http://EzineArticles.com/9723936
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Tips to Improve Your CIBIL Score

Expert Author Pravindra Singh
A good CIBIL score can help you in achieving many of your life goals with ease. Whether its that dream house that you have been planning or the dream vacation, you have been coveting, access to credit can ease the process substantially. A bad CIBIL score on the other hand can make access to credit very difficult. But there are ways in which you can improve your CIBIL score and achieve your goals.
Some of the ways in which you can improve your score are
Pay EMIs on time
The cardinal rule of good credit history is to maintain your payments in time. This factor plays a crucial role in your score and any delayed payments adversely affect your score. Make sure that your bank account is funded well in advance of the EMI due date, so that there are no bounces and unnecessary penalties due to the bounces.
Using your credit limit
Use your credit limit on your credit card prudently, because over utilisation or maxing out your credit card month on month can affect your credit score. Also not paying your outstanding due amount every month and just paying the minimum amount due monthly can affect your score. For example, if your credit limit on your card is Rs. 50,000 then make sure your are not spending more than 50% of the same ie not more than Rs. 25,000 on your credit card.
Credit Hungry Behavior
Any credit hungry behavior ie applying for too many credit cards or loans within a short span of time can affect your score adversely. Plan your credit requirements in advance. If you are planning to buy a house, make sure that you don't apply for any other types of credit like personal loan or car loan in the preceding 3 months, so that getting an approval for your home loan is easier and smoother and your eligibility is higher. Too many enquiries in your credit report is a sure way to get your loan application rejected by lenders.
Check your credit report periodically
It is a good practice to check your credit report periodically. Check for details like loan closure etc are updated correctly. Some banks fail to update the bureau in which case it might show erroneously on your report thereby reflecting on your score. Get issues like this sorted by raising the issue with the bank and bureau and sorting it out immediately. Sometimes, loans and credit cards which you have never taken might also reflect in your credit report, in which case, it is best to highlight the issue to the bureau and get it resolved so that it doesn't impact your score negatively.
CIBIL score of 700+ is usually considered good enough for getting your loan application approved. Follow some of these rules and you can see a positive impact on your score within a few months.
If you want to read more articles about improving your credit score and Personal loan home Loan, Business etc. Visit http://www.loanadda.com
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Tips to Boost Your Tax Refund in 2018

Expert Author Patrick Redo
Now that tax season is over, did you have to pay taxes instead of getting a refund? You're definitely not alone, and there will probably be a repeat performance next year.
There are several things you can do to increase your chance for a refund and you don't have to be a tax accountant to take advantage of these deductions. The key is to start planning now, and not wait until the end of the year. Below is a list of what you should do.
Contribute to a 401K or IRA
Most people think the only reason to contribute to a retirement fund is to ensure financial independence as you age, but it can also have short-term tax benefits. Most of the time the money you put towards your 401K and IRA are tax-deductible and are not included in your taxable income.
Donate to a Charity
Charitable donations or expenses tied to volunteering can all be itemized and deducted from your income at tax time. Just remember to save all receipts and keep track of all the miles you travel on behalf of a charity or the organization you are volunteering for. These miles will be deductible at 14 cents per mile for 2018.
Buy a Primary Residence
There's a clear tax benefit to owning a home. The interest you pay on your mortgage is all tax deductible. For the first several years, mortgage payments go towards interest, which will radically decrease your adjusted gross income at tax time. Think about paying January 2019's mortgage payment in December to get the maximum tax benefit in April.
Invest in Solar Energy
If you're making a list of home improvements, consider adding solar panels to that list. Solar will earn homeowners up to 30% of their installation costs in tax credits. I would hurry because those credits will decrease after 2019.
Claim Education Credits
Student loan interest and/or tuition can be used as a tax deduction. Current students can also access the American Opportunity Credit, which covers up to $2,500 annually for four years, and the Lifetime Learning Credit, which can cover up to $2,000 per tax return.
Start A Home Business
Starting and maintaining a business in your home will give you a new source of income, but more importantly, allow you to take deductions on all income that is generated from the business. These specific deductions may include business expenses, portions of your mortgage, utilities, repairs, and even the startup costs for the business.
Medical or Dental Expenses
Many of your medical and dental expenses are tax-deductible as is the transportation and parking costs.
Open a Flexible Spending Plan
Many employers offer flexible spending plans that will let their employees contribute towards their annual medical expenses. These medical contributions generally do not count towards taxable income.
Job Hunting
If you find yourself in the hunt for a new job this coming year, remember you can write off some of the expenses associated with finding new employment. These write-offs include clothing, travel, food, etc. And, these expenses are deductible even if employment is not found within the tax year.
Make Estimated Payments
As is often said, the best defense is a good offense. If you're concerned that your deductions will not cover you appropriately for the tax year, it will be advantageous to make quarterly payments that you and your tax accountant think will cover your income that is not subject to withholding tax.
Start a Family
Child tax credits are still included in the new tax reform bill. In fact, they have been increased from $1,000 per child to $2,000.
Find Every Available Tax Credit
We've named many tax credits in this article, but there are many more that can be utilized. Some of these include childcare costs for low-income households and adoption. Keep in mind that tax credits are more valued than simple deductions because they can reduce your taxable income on a dollar-for-dollar basis.
The tax Cuts and Jobs Act of 2017 that was signed into law in December provided a major overhaul to the previous tax law. This law will affect your tax planning for 2018 so it will be important to have a pro do your taxes. No matter how much you think you know or how much research you do, a professional will be able to identify those tax deductions and tax credits that will be beneficial to you. A professional will also help you stay organized and minimize your tax obligation.
Remember, be a wise taxpayer and learn how to make money out of your tax return.
This article is intended to provide general information and shouldn't be considered legal, tax or financial advice. It's always a good idea to consult a tax or financial advisor for specific information on how certain laws apply to your situation and about your individual financial situation. If you're thinking about your future, allU.S. is right beside you. Our team of dedicated member representatives is standing by to help you start investing your tax refund for retirement, education, travel and more. For more tips, or to let us help you identify tools to achieve your financial goals, contact us or access our website. ( https://alluscu.com )
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Russian Roulette: A Dangerous Financial Game

Expert Author Desiree Williams
♠♣♥♦Feeling Lucky?
If I had a dollar for every time my grandmother told me to make sure you are on the business, make sure your name is on the house, I would be sitting on a pile of cash. I'd tell her, of course, my name is on the business, we filed the paperwork 25 years ago. Afterall we started the business together with a loan from her. I was an owner of the business years ago, but he reincorporated. Although I signed new paperwork that was not the paperwork that was submitted. Despite a tumultuous marriage, I never checked. Instead, I blindly believed in my partner or rather I buried my head in the sand. We did not have those discussions, they led to loud arguments and fights and who wants to invite that.
Financial Responsibility is Your Responsibility
When you embark on your wedded journey, make sure you have all of the hard discussions no matter how uncomfortable they may be. Discussing finances, ensuring your name is on a home you purchase together, a business you start together, banking accounts, etc... is a sign of trust rather than distrust. If you can have difficult conversations without responses like "don't you trust me?", or "I'm better with money, just trust me", than your chance of a successful marriage is increased. One partner controlling the purse strings is often a sign of financial abuse.
Your Accountant should be on Speed Dial
Sometimes those little hairs on the back of my neck would tingle and I would insist on accompanying my spouse to our accountants. The conversation would be directed by my ex and our accountant. My fears would stop screaming "something's not right" and just silently nag. I'd ask about being listed on the business as an owner and would be assured yes and don't worry this is a 50/50 state. Let me assure you that even though the law may state that, the one with the money has the power. Your accountant works for you - verse yourself with what questions to ask, get a second opinion, understand your finances. Do not play Russian Roulette with your life. Blame and ignorance do not pay the bills and debt collectors do not care.
Your thriving business is now near bankruptcy
Our small business of 25 years had provided us with a wonderful lifestyle. We had a nice little nest egg, the ability to pay for our children's college education, parcel of a small financial gift to them upon graduation. We achieved the American Dream and then the nightmare began. Suddenly, divorce was imminent and our thriving business was on the verge of bankruptcy. Everything we had worked so hard for was gone or so it seemed. If you suspect financial hanky-panky, hire a financial advisor who specializes in forensic accounting right away. Once the money is gone, chances are it is not coming back but you need to preserve what remains. If I had just had the hard talks about money, taken a more educated and active role when it came to our finances I wouldn't have played Russian Roulette. College tuition would have been paid, and we both would have split the nest egg, 50/50.
Last Thoughts
  1. Before you marry, make sure you have the difficult discussion with your partner. If you fear yourself shying away from a topic to avoid an argument or fight, consider it a warning sign.
  2. Check things out for yourself. You are smart and just as capable. It's easy to let someone else do it but this is your life. Fiduciary trust does not mean you play Russian Roulette and gamble your money and life away.
  3. Be active when it comes to your finances. If your tax return is complicated, then learn how to understand it. Take it to your own trusted advisor.
  4. A solid partnership is built on trust, not blind trust, but trust that you can have open honest discussions. All topics should be open for discussions.
  5. Ignorance is not an excuse and does not pay your bills.
  6. Take control of your finances or your finances will take control of you.
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You Think Identity Theft Couldn't Happen To You? Well Think Again!

Expert Author Patricia A Gaines
It's been over fifteen years since my Identity Theft happened. I haven't written about it lately because I assumed everyone understood the Phantoms steal identity. My ID Theft website has helpful information regarding what to do if you are victimized, along with a link to buy ID Protection. Last night I posted a few ads with my website link on Facebook.
A few minutes after I posted the ad I received a dozens of positive comments. But then I read this from a few people; "it sounds like a scam to me." How on earth could anyone in their right mind not understand the need to protect themselves and their families.
Equifax,Target, Facebook, Yahoo, and countless other companies have been hit by The Phantoms. Yet there are people who still believe Identity Theft is not reality. But then with what I have seen in the news media about our border wall, and other social issues, why would I be surprised about this mindset?
Identity Theft exists, and the Phantoms do lurk in the shadows of our lives twenty-four hours a day every day. They do not take time off. They steal the information about our children, our deceased loved ones, and yes they steal your identity if they want to.
The Phantoms steal financial information such as bank accounts, investments, life insurance policies, medical records and more stripping us naked and leaving us emotionally dead from the trauma; and immediately sell "us" to the underground shadows that make it their own and live life with our name.
We are left to survive in society facing the consequences of our loss. These consequences create havoc and chaos in our lives and the lives of our family members for years to come. We never get "over it' we just get "through it" and survive one day at a time until we can have a somewhat normal lifestyle again.
People who laugh at Identity Theft and feel that any mention of it is a scam are living a life of misinformation that could lead to misfortune. They honestly think it could never happen to them because they don't believe it. No one is immune from the Phantoms; they lurk in all facets of our circle of influence every moment of every day.
Beware, and wake-up to the absolute fact. The Phantoms of Identity Theft are among us. We just can't see them, but they are watching, waiting for the moment of their vicious attack.
No one can prevent all Identity Theft, but I urge you to take action to protect you self and your loved ones.
We are living is an interesting time in history; chaotic social issues along with a booming economy and busy schedules gives us little time to learn that there are predators lurking in the shadows of our lives, looking for easy targets to prey upon. For the most part, these predators and thieves walk away with their victims money and medical information and are seldom caught. Get informed. Become aware to ensure that you understand Identity Theft and get the protection you need. For help http://www.patrcagaines.com
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Fear Has Taken Control of the World Order

Expert Author Norma Holt
It is now more evident than ever that most people are for the most completely ignorant and babies when it comes to understanding what life is about. While blame is cast on politicians and governments it is humanity that has brought the world to this end. Mobs charging like animals are everywhere, murder and mayhem is engulfing countries, the economy is tethering on a precipice, and we are running out of room to accommodate the masses.
The warnings about this time were written of in prophecies that people ignore and have little to no interest in. Isn't it time they did? Prophecies such as this:
"Behold, ye trust in lying word that cannot profit. Will ye steal, murder, and commit adultery, and swear falsely, and bur incense unto Baal (Jesus Christ), and walk after other gods whom ye know not; And come and stand before me... and say, We are delivered to do all these abominations?" Jeremiah 7:8-10
Can we not apply these words to what is happening today? How are supporters of the President of the USA soaking up is lies and making excuses? This is exactly as they feed on other lies, such as that Jesus Christ is real, or that heaven and hell exist, among the hundreds of other things.
Jesus Christ was an invention by Constantine, a Roman General who murdered millions either at his hands or through the Catholic Church and its off springs that he established in 325 AD. He was worse than Hitler but is declared a saint because of his actions.
"Is this house, which is called by my name, become a den of robbers in your eyes?" ibid:11.
The Catholic Church is the richest organisation on earth. It wrote the New Testament through Jerome. He brought the format for the establishment from the Islamic Imperial Roman Religion of Babylon. Every daughter branch of it copied his work and none have objected to it.
Nothing matters to the majority except money. Constantine established the economic system by which the World Order is run. He used the Vatican, which he built, as a parliament to control his empire in the absence of local law enforcers. The bishops became his police and he gave them the power over life and death.
Torture, enslavement, murder, even genocide, were all sanctioned by his cohorts. If people didn't fall into line they were brutally dealt with. Nothing has changed and the system manipulates the laws to cover the myths and lies. When someone proves it wrong they are removed. Without the right or power to change anything, most individuals believe what they hear out of fear as they fear not to believe.
Norma Holt has researched how governments are part of the World Order and the establishment set in place by the one with the number 666. This site lays bare his work and legacy. It is an eye-opener and the reason behind it is set out and included in the plan of God to bring the earth as we know it to an end.
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New Generation Deserves Free Education to Save Planet

Expert Author Laura Gail Sweeney
If one considers all of the problems facing the environment and society in general, he or she knows that qualified, educated individuals are likely to be the ones who will find effective solutions. It is highly unlikely that the Baby Boomer Generation or Generation X will have resolved the issues of climate change, the economy, and international relations within the next twenty years. It is more likely that it will take humankind several generations to repair the damage done by the greediness of some big corporations and by the production of goods that are unfriendly to the environment. Furthermore, prevention will be necessary to ensure that disasters do not occur and that larger nations get along. For all of these reasons, young people deserve to receive free, quality education that meets both their personal needs and those of society. Their education would not only meet the needs of business, but it might meet a greater need to save the planet. Without such quality education at schools (both online and brick-and-mortar schools), future generations will have to suffer due to the unintentional--albeit careless--mistakes of their forefathers.
Young people need education in order to ensure that the infrastructure of their country is in excellent condition. Without it, they will be unprepared to maintain bridges, highways, and public property. For example, on the 14th of August 2018, the Morandi Bridge abruptly fell in Genova, Italy, just one day before the Italian summer vacation known as "Ferragosto". One cannot help but suspect that such a disaster could have been prevented if there had been knowledgeable experts to control the quality of the bridge. Therefore, well-educated individuals are needed to pick up the pieces of the bridge and to ensure that future structures will be safe and secure.
In the second place, many world citizens have forgotten that a few generations ago people died from contagious diseases. All one has to do is to look at genealogy records to discover that it was common to lose parents, children, and family members to diseases like the Spanish Flu in 1918 and Smallpox, which was eradicated by 1980. People have neglected to study the history of immunization. Educated scientists need to be cultivated so as to investigate the effectiveness of the various vaccines while developing superior cures that can be used in the future. More importantly, young experts will be armed to fight any diseases that might appear in the future.
In the meantime, most people have given some thought to global warming. Those who believe in its existence fear for the future of their children and grandchildren. Without having received a satisfactory science education, people of all ages feel like their hands are tied. Many do not know how little changes can improve the climate. Moreover, they would like to convince people who are in powerful positions to change production techniques to protect the earth. In the event change does not come about, young people desire to enhance their communication skills in order to bring about a radical shift. Unfortunately, many potential defenders of nature cannot even afford to pay for university degrees that would enable them to argue a convincing case in a court of law.
Notably, many occupations have disappeared as they have been taken over by robots, artificial intelligence, and other digital tools. This means that great minds are in demand to determine how the future economy will be structured in order to provide food, shelter, and comfort to those people who work fewer hours or who cannot find a position. Experts will be needed to help organize schedules that involve individuals in pleasurable, humanitarian causes as well as artistic and leisure activities. Perhaps lifelong learning will take on greater importance and people will become more altruistic.
Last but not least, there remains much to be done in space and in the ocean. Naturally, young people need opportunities to study fields such as oceanology, astronomy, and biology without having to become overburdened with debt. Sea life remains to be saved and protected from water pollution while space junk needs to be overseen carefully. Natural resources need to be protected while various species of animals must be cared for, even reintroduced into the environment.
Many people argue that students will not appreciate education if they do not have to pay a lot of money for it. Such individuals insist that students will waste precious resources. Fortunately, some universities and even nations like Germany have demonstrated that free education or very inexpensive education can and does produce effective results. Germany (2018) offers to educate anyone who is accepted in their universities, but it should not be necessary for everyone to move to Germany to receive this benefit when many need and want to continue working in their home countries while studying. Nonetheless, people tend to earn considerably less money today than they did back in the 1960s if one takes inflation in to account; therefore, families with two working parents cannot typically afford to pay for their children's college degrees, even when they would like to do so.
The unexplored, unread future remains a mystery to be revealed. Thus, it is possible that hard-working young people, well-equipped with quality education, will be the problem-solvers and geniuses of the future. Such great minds need not be wasted when young adults do sincerely wish to contribute to the greater good. They will turn the keys to the not-so-distant future once provided with the education they deserve, regardless of their religion, social status, creed, color, gender, or nationality. Students might communicate internationally in English given that they receive the necessary tools and ability to communicate their ideas. Moreover, students could enhance the universe with the creation of sleek electric cars that are eco-friendly, with the invention of useful tools, with the understanding that universal compassion defeats war, and with the possession of new scholarly insight. So much remains to be discovered by a well-educated society of young people who communicate freely and openly--optimistically desirous of learning. Making learning free for all benefits everyone no matter how young or old since it will generate new solutions to problems that haven't been solved in the past.
Laura Gail Sweeney is an English teacher and an English-language coach who communicates with people across the globe by means of Skype and other similar platforms. She has a wide variety of interests, one of which happens to be Hollywood English.
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Sunday, November 11, 2018

Ways to Cool a Room: 5 Home Office Cooling Tips That Will Boost Your Productivity

ways to cool a room

Ways to Cool a Room: 5 Home Office Cooling Tips That Will Boost Your Productivity

During the summer months, you will need to find a way to keep your home office cool. There are many different ways to cool a room, which is why you will need to do some research to find the right fit for your needs.
The following are some of the things you can do to keep your home office cool and comfortable during the hotter months of the year.

1. Closing the Blinds is One of the Best Ways to Cool a Room

Having direct sunlight entering your home office can make temperatures rise. Most home offices are equipped with blinds. Closing these blinds is a great way to limit the amount of direct sunlight coming into the room.
If you are looking for a way to further decrease direct sunlight, investing in blackout curtains may be a good idea. These curtains are relatively expensive and can offer you the cooling power you are after.

2. Keep Air Circulating with a Ceiling Fan

Are you tired of your home office feeling like a sauna in the summer months? If you answered yes to this question, it may be time to install a new ceiling fan. Not only will a ceiling fan add more appeal to your home office, but it can also keep cool air circulating.
According to the professionals at CeilingFansHQ, choosing a new ceiling fan can be simplified when seeking out the help of an experienced supplier. A reputable ceiling fan supplier can help you find the right ceiling fan and may be able to install it as well.

3. Open Up the Windows in the Evening Hours

Another way to get a blast of cool air into your home office is by opening your windows in the evening and at night. Instead of running your HVAC system morning, noon and night during the summer months, you need to find a way to conserve resources.
Simply opening the windows in your office can help with air circulation and will also bring the internal temperature of this room down significantly.

4. Create Your Own Personal Air Conditioner

If your home office does not have an air conditioner system, you can always create your own. Creating this personal air conditioner will require you to get a bowl of ice and a desk fan.
Blowing the air from the fan over the bowl of ice will give you the cool air you crave. All you have to do to replenish your homemade air conditioner is to get a fresh bowl of ice.

5. Turn Off Objects that Produce Heat

Most people fail to realize just how much heat overhead lights and unused electronics can generate. Instead of leaving these items on when they are not needed, turn them off and cool down your home office.
Not only will turning off unused electronics and lights bring down the temperature in your home office, but it also helps you conserve energy as well.

Making Your Home Office Comfortable Can Make You More Productive

Now that you know some different ways to cool a room, you need to get to work. Being able to increase the comfort of your home office can make you more productive.
Are you looking for more information on working from home? If so, check out our article on the surprising benefits of setting up a home virtual office.
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